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THE "DO'S" & "DONT'S" TO YOUR APPROVAL

**REMEMBER TO WORK WITH YOUR LOAN OFFICER!!!**

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The Do's to Your Approval

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  • Start a savings plan

  • Pay all your monthly bills on time

  • Keep all your personal documents handy (e.g. W-2s, tax returns, other statements re: investments or finances)

  • Keep track of all your bank deposits and statements

  • Communicate with your Loan Officer about life changes

  • Purchase a homeowner's insurance policy

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The Dont's to Your Approval

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  • Make large purchases 

  • Run up existing credit card balances

  • Close revolving credit accounts

  • Enter into deferred payment plans

  • Finance or charge new debt

  • Acquire any non-suffient funds or overdraft fees

  • Change jobs, resign, or become self-employed

  • Apply for any new credit cards

  • Co-sign on any loans

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