Foreclosure Defense You Have Options. We’ll Help You Use Them.

Foreclosure Defense Lawyers in Garden City, NY

Protecting Property Owners in Nassau & New York Counties

If you have received a foreclosure notice or court summons from your mortgage lender, time is of the essence. At Snider Law PLLC, we understand how emotionally and financially overwhelming this situation can be. Our experienced foreclosure defense attorneys are here to help you fight for your home, explore legal options, and negotiate with lenders to avoid or delay foreclosure.

Our attorneys have decades of combined experience representing homeowners across Garden City and the surrounding counties. We provide practical, results-driven legal strategies devised to protect your rights and property.

Consult a Garden City foreclosure defense attorney at Snider Law PLLC about your options. Call (646) 904-4497 or reach us online for a phone, in-person, or virtual appointment. We provide multilingual services in Spanish and Portuguese. 

Real Clients. Real Stories. Real Results.

  • “Highly Recommend!”
    “John is thorough, trustworthy, straight to the point, and your number one advocate.”
    - Satisfied Client
  • “Above and Beyond!”
    “John was a pleasure to work with - knowledgeable and quick to answer all my questions.”
    - Jessica P.
  • “Responsive & Knowledgeable”
    “He kept us on track through our whole home buying experience and answered ALL of my inquiries.”
    - Victoria M.
  • “Highly Recommend”
    “Mr. Snider is highly in tune with residential real estate laws and procedures.”
    - Chris H.
  • “Stress-Free Experience”
    “Working with John was an absolute pleasure. He is reliable, trustworthy, and truly puts his clients first.”
    - Christian C.
  • “Amazing Experience”
    “John negotiated my deal with professionalism, while keeping my best interests in mind at all times.”
    - Jeeva S.

Your Rights as a Homeowner in Foreclosure

Understanding your rights during the foreclosure process is crucial for protecting your home and financial future. At Snider Law PLLC, we empower our clients by providing clear, comprehensive information about their legal rights and options. You have the right to contest the foreclosure, seek loan modifications, and more.

Here are some key rights every homeowner should know:

  • The Right to Receive Proper Notification: Mortgage lenders must provide a formal notice of foreclosure, allowing you to respond or seek legal assistance.
  • The Right to Challenge the Foreclosure: Homeowners may have grounds to contest the foreclosure based on procedural errors or violations of state laws.
  • The Right to Seek Loan Modification: You can request a loan modification that may change the terms of your mortgage to make payments more manageable.
  • The Right to Redeem the Property: Depending on your state's laws, you might have the ability to redeem your home even after a foreclosure sale.
  • The Right to Legal Representation: You have the right to seek legal help to navigate through foreclosure proceedings and explore all possible defenses.

Take proactive steps to safeguard your home. Contact Snider Law PLLC today to discuss your situation and learn how we can help you effectively exercise your rights.

Foreclosure Alternatives in New York

At Snider Law PLLC, foreclosure defense is not about delay but solutions. We work with property owners to identify practical, legally sound options for saving their homes or minimizing financial loss. Several foreclosure alternatives may be available depending on your goals, circumstances, and lender behavior.

Loan Modification

One of the most common and effective strategies in foreclosure defense is pursuing a loan modification. This process involves negotiating new terms with your lender to make your mortgage more affordable. 

A successful loan modification can reduce your interest rate, extend the term of your loan, or even lower your monthly payments. Some lenders may also be willing to add missed payments to the back of the loan or re-amortize the balance. We assist with gathering documentation, preparing hardship letters, and communicating with lenders to give you the best possible chance of approval.

Loan modification is a viable option for homeowners with steady incomes who have fallen behind due to temporary hardship. Our firm’s experience in real estate and litigation allows us to anticipate lender objections and respond effectively throughout the process.

Short Sales

A short sale may be a better solution when keeping the home is no longer possible or desirable. In a short sale, the lender agrees to let the homeowner sell the property for less than the amount owed on the mortgage, releasing them from further liability. This can be a strategic alternative to foreclosure, allowing you to exit the home with fewer long-term credit consequences and potentially avoid a deficiency judgment.

Short sales are complex and require the lender’s cooperation. We guide you through negotiating with the lender, preparing necessary documentation, working with realtors, and protecting your interests.

Deed in Lieu of Foreclosure

Another potential option is a deed in lieu of foreclosure, where you voluntarily transfer ownership of the property back to the lender in exchange for release from the mortgage obligation. This route may be considered when a short sale is not feasible and foreclosure is imminent. We carefully review the proposed agreement to help you avoid future liability and protect your rights.

Litigation & Negotiation

In addition to non-judicial strategies, we aggressively defend homeowners in foreclosure litigation. We examine every detail of the mortgage documents, foreclosure filings, and lender behavior to identify legal defenses, procedural violations, or opportunities for resolution.

We work to help you stay in control of your future, whether that means staying in your home or exiting it on favorable terms. At Snider Law PLLC, we combine legal experience with personalized strategy to help you make informed and empowered decisions.

Rely on the expertise of a skilled foreclosure attorney in Garden City. Contact us or call (646) 904-4497 now to arrange your consultation without delay.

  • Deep Knowledge of NYC Real Estate and Litigation

    With a strong foothold in Nassau and Queens, we bring local insight and expert experience to every transaction or dispute.

  • Tech-Enabled Convenience

    From deal tracking to digital document management, we use modern tools to keep the legal process smooth and transparent.

  • Client-Focused and Accessible
    Every case gets direct attorney attention, clear communication, and multilingual support tailored to your needs.
  • Strategic, Business-Minded Counsel
    We deliver legal solutions with a practical, results-driven approach that aligns with your personal or business goals.
  • Super Lawyers
  • Google 5 Star
  • Avvo
  • Find Law
  • Justia

Why Choose Snider Law for Your Foreclosure Defense

When facing foreclosure, the stakes are high, and having a dedicated legal team on your side can make all the difference. At Snider Law, we understand the emotional and financial stress that comes with the threat of losing your home. Our experienced attorneys are committed to providing personalized legal strategies tailored to your unique situation, ensuring that you are supported every step of the way.

Here’s what sets us apart:

  • Comprehensive Consultations: We offer in-depth consultations to understand your circumstances, explore available options, and outline a clear path forward.
  • Negotiation Expertise: Our lawyers are skilled negotiators who work tirelessly to engage with lenders and seek favorable resolutions, such as loan modifications or alternatives to foreclosure.
  • Proven Track Record: With a history of successful outcomes for our clients, you can trust us to strive for the best possible results.
  • Compassionate Support: We are not just your attorneys; we are your advocates. We prioritize your peace of mind during this challenging time.
  • Accessible Communication: We believe in transparent communication. Our team is readily available to answer questions, provide updates, and offer guidance throughout the process.

Don’t navigate the foreclosure process alone. Reach out to Snider Law today for a consultation, and let us help you fight for your home and future.

Call (646) 904-4497 or submit our online contact form to consult a Garden City foreclosure defense attorney to learn your options. 

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