Loan Approval Process

THE "DO'S" & "DONT'S" TO YOUR APPROVAL

REMEMBER TO WORK WITH YOUR LOAN OFFICER!!!

​The Do's to Your Approval

  • ​Start a savings plan
  • Pay all your monthly bills on time
  • Keep all your personal documents handy (e.g. W-2s, tax returns, other statements re: investments or finances)
  • Keep track of all your bank deposits and statements
  • Communicate with your Loan Officer about life changes
  • Purchase a homeowner's insurance policy

​The Dont's to Your Approval

  • Make large purchases 
  • Run up existing credit card balances
  • Close revolving credit accounts
  • Enter into deferred payment plans
  • Finance or charge new debt
  • Acquire any non-suffient funds or overdraft fees
  • Change jobs, resign, or become self-employed
  • Apply for any new credit cards
  • Co-sign on any loans
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